Eriala poolest rahandusinimesena ja südames börside/börsikaupade-armastajana on investeerimistegevus mulle väga kallis. Nagu pea igas minu elu detailis, on avarii muutnud minu nägemust siingi.
Kui õnnetuse-eelsetel aastatel seisin hea selle eest, et portfelli-investorite teenistus igati väärikates plussides purjetaks, suunan nüüd palju ressursse mõnevõrra teistsugustele teenistustele. Ja seekord mitte kellegi teise omale. Kuigi ratsionaalse inimesena olen endiselt rahade börsikaupadesse paigutamise tulihingeline austaja, ei ulatu minu praegused sissetulekud tasemele, millega väga märkimisväärset tootlust teenida saaks (kehtib ju reegel “mida rohkem raha turule paigutad, seda rohkem saab sealt ka tagasi tulla”). Seega olen sukeldunud investeerimismeetodisse, mis mulle varem mõnevõrra võõras oli – käin nüüd väga tihti teatris ja külastan võimalikult paljusid huvitavate välisartiste kontserte (viimast tegin muidugi aktiivselt juba teismeeast saati – see harjumus ei ole õnneks mind jätnud). Lisaks õpin valitud TalTech kursustel majandusanalüüsi.
Intellektuaalne/kunstiline tootlus ei kajastu esialgu küll üheski rahalises vääringus, aga vahest ongi meeleline ja isiksuslik areng olulisemad, olles tugevaks eelduseks/ettevalmistuseks tulusate investeerimis-strateegiate kujundamisel ja valikute tegemisel selles vallas, kui rahavoog hoo sisse võtab.
Mingite perioodide järel arvutavad tõsisemad investorid portfelli iga varaklassi tootlused ja riputavad “tähtesinejale”/iseendale kaela tammepärja või suruvad pähe klounimütsi. Ning kasvatavad positsioone mingites suurema kasvu lävel seisvates varades toetudes maailma tõenäolistele tulevikuliikumistele/ enda lemmik-suhtarvudele/ ettevõtete kasumiaruannetele või juhatuse seisukohtadele/tegevustele. Et siis mingi aja pärast, sigar hambus ja loomanahkne kasukas õlgadel Al-caponeliku heldimusega silmis oma lopsakust kogunud pangakontole otsa vaadata. Vaimse kasvu mõõtmine on suts keerulisem, aga kõik väärtuslik ei saagi mõõdetav olla.
Elu peab igaüht meist mingil moel õpetama meie paremaks kasvamise pikemal/lühemal/ sirgemal/ käänulisemal teel. Taastumisaeg on mulle väga selgeks teinud et kuigi materiaalsete hüvedeta ei saa (minu taastumine ei oleks teie sellekohase abita 14 aastat eest üldse võimalik olnud, aitäh veelkord selle eest!), on inimene ise pikemas perspektiivis veidi olulisem. Sellesama meelelise arendamise ja vaimuhaarde laiendamisega olen nüüd avariijärgselt aktiivselt tegelenud.
Mõned nimetavad seda küll tühjaks kulutamiseks/ laristamiseks, aga oma uue veendumuse tõttu suunan suure osa sissetulekutest teatri- ja kontserdipiletitele – minu mõttelises bilansis ei kasvata need kulude rida, pigem investeeringute või tulevaste saadaolevate tulude oma – investeeringuid elamustesse ja kogemustesse kasvatavad inimese tulevikuväärtust oluliselt – seda praeguste mõttemallide ja emotsioonide korrektsema joonistumise tõttu. Ei saa välistada, et eelpooltoodud mõtteviis on minu eneselohutus-mehhanism reeglina päris kallite kontserdi-/ooperi-/teatripiletite põhjendamiseks, aga nagu oma veendumust siin varemgi jaganud olen – elame elamuste korjamiseks ja eri emotsioonide kogemiseks. Kust mujalt neid saab, kui eelpoolmainitud üritustelt, heast raamatust/filmist/ põnevalt kursuselt või toredate inimestega suhtlemisest/aja veetmisest?
Meie seas on väga hea investorikäega inimesi, kelle puhul oleks teatrisse minekul väga kõrge alternatiivkulu (nad kaotaksid teatris veedetud tundidega oluliselt oma muidu arvuti taga turuliikumistele reageerimisel/uute sellekohaste plaanide tegemisel saavutatavast sissetulekust). Oleks ebaõiglane püüda neile teistsugust mõtteviisi sisendada – igaüks peaks ikka astuma teed, kuhu süda ja mõistus teda suunab, sest see erinev kutse tagab, et meie maailm nii võluvalt kirev on.
Suurepäraseid jõulueelseid investeeringuid ja südamete kutsete selgust ka jõulukinkide valikul!
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As a finance person by profession and a stock market/stock commodity lover at heart, investment is very dear to me. As in almost every detail of my life, the accident has changed my view here too.
While in the years before the accident I stood up for the earnings of portfolio-investors to sail nice pluses, I direct a lot of resources on rather different earnings now. And this time not on someone else’s. Although as a rational person I am still an ardent admirer of investing money in stock market commodities, my current income does not reach a level with which I could earn a very significant return (the rule “the more money you put into the market, the more you can get back from it” applies). So, I have immersed myself in an investment method that was somewhat foreign to me before – I now go to the theater very often and attend as many concerts of interesting foreign artists as possible (the latter, of course, I have been actively doing since my teens – this habit has fortunately not left me). In addition, I am studying economic analysis in selected courses in TalTech university.
Intellectual/artistic return is not initially reflected in any monetary currency, but perhaps sensory and personal development are more important, serving as a strong prerequisite/preparation for designing profitable investment strategies and making choices in this area when the cash flow takes off.
After some periods, the more serious investors calculate the returns of each asset class in the portfolio and hang an oak wreath around the neck of the “star performer”/themselves or put a clown hat on their heads. And they increase their positions in some assets that are on the verge of greater growth, relying on the probable future movements of the world/their favorite ratios/corporate profit reports/ positions/actions of the board/etc. Then after some time, with a cigar in their mouth and a fur coat on their shoulders, they can look at their lush bank account with Al-Capone-like affection in their eyes. Measuring spiritual growth is somewhat more complicated, but not everything valuable can be measured.
Life must somehow teach each of us on a longer/shorter/straighter/windier path to us developing to better versions. The recovery period has made it very clear to me that although life without material benefits is not possible (my recovery would not have been possible at all 14 years ago without your help in this regard, thank you again for that!), the person him-/herself is a little more important in the long run. After the accident I have actively engaged in this development and expansion of the mind’s grasp. Some call it pointless spending/wasting, but because of my new conviction, I direct a large part of my income to theater and concert tickets – in my mental balance sheet, they do not increase the line of expenses, but rather that of investments or future income – investments in experiences significantly increase a person’s future value –- this is due to the more correct drawing of their thought patterns, emotions and behavioral aspects. It cannot be ruled out that the above way of thinking is only a self-comforting mechanism of mine to justify quite expensive concert/opera/theater tickets, but as I have shared my conviction here before – we live to collect experiences and different emotions. Where else can we get them than from aforementioned events, a good book/film/exciting course or from communicating /spending time with nice people?
There are some very good investors among us who would have a very high opportunity cost of going to the theater (in spending hours in the theater they would lose a significant amount of their income they would otherwise earn by reacting to market movements/making new plans at the computer). It would be unfair to try to instill a different way of thinking in them – everyone should still follow the path their heart and mind direct them, because this different calling ensures that our world is so charmingly colorful.
Great pre-Christmas investments and clarity of the heart’s callings when choosing Christmas gifts!